Privacy Policy

This Privacy Policy explains how MapleDrive Inc. ("MapleDrive", "we", "us", or "our") collects, uses, discloses, and protects your personal information. MapleDrive is a Delaware-registered company serving Canadian consumers, and we comply with the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy laws.

1. Consent and Acceptance

By using our website or submitting your personal information, you agree to:

• The collection, use, and disclosure of your personal information as described in this Privacy Policy
• Communications from MapleDrive and its partners via email, SMS, phone, or other electronic means
• Credit checks and sharing of your information with third-party affiliates for financing purposes

You may withdraw consent at any time, subject to legal and operational limitations.

2. Information We Collect

We may collect the following types of personal information:

• Contact details: name, email address, phone number, mailing address, and postal code
• Application data: employment status, income, housing situation, budget, and vehicle preferences
• Credit-related data: credit score, credit history, and other financial information from credit bureaus or lending partners
• Technical data: IP address, browser type, device information, cookies, and usage analytics

3. How We Use Your Information

We use your personal information to:

• Assess eligibility for vehicle financing
• Submit your application to lending partners and dealerships
• Communicate with you about your application and financing options
• Verify your identity and prevent fraud
• Improve our website, services, and user experience
• Comply with legal and regulatory obligations

4. Credit Checks and Authorization

You acknowledge and agree that:

• MapleDrive and its third-party partners may conduct credit checks to verify your credit score and assess financing eligibility
• These checks may include both soft and hard inquiries
• Your consent is provided when you submit your personal information through our Site
• Refusing or withdrawing consent may limit our ability to provide services

5. Sharing Your Information

We may share your personal information with:

• Lending partners and dealerships to process applications and provide financing options
• Affiliated service providers for hosting, analytics, communications, fraud prevention, and customer support
• Credit bureaus and verification services to assess creditworthiness and confirm identity
• Legal or regulatory authorities when required by law or to protect our rights and users

All third parties are required to maintain appropriate safeguards and confidentiality.

6. Data Storage and Transfers

Your personal information may be stored or processed in Canada or the United States. When data is transferred outside your province or Canada:

• It may be subject to foreign laws
• We take reasonable steps to ensure your information is protected in accordance with Canadian privacy standards

7. Retention of Information

We retain personal information only as long as necessary to:

• Fulfill the purposes outlined in this Privacy Policy
• Meet legal, regulatory, and audit requirements

When no longer needed, we securely delete or anonymize your data.

8. Security Measures

We implement administrative, technical, and physical safeguards to protect your personal information, including:

• Encryption of sensitive data
• Access controls and authentication protocols
• Monitoring systems to detect unauthorized access

While no system is completely secure, we continuously work to enhance our security measures.

9. Your Rights

You have the right to:

• Request access to your personal information
• Request correction or deletion of inaccurate or outdated data
• Withdraw consent to the use of your information

We will respond to such requests within the timeframes required by law.

10. Cookies and Tracking Technologies

We use cookies and similar technologies to:

• Operate and secure our website
• Analyze usage patterns and improve user experience

You can manage cookie preferences through your browser settings. Disabling cookies may affect site functionality.

11. Children's Privacy

Our services are intended for individuals who are the age of majority in their province or territory. We do not knowingly collect personal information from minors without appropriate consent.

12. Changes to This Policy

We may update this Privacy Policy from time to time. If changes are material:

• We will provide reasonable notice via the Site or email
• Continued use of our services after updates constitutes acceptance of the revised policy

13. Governing Law

This Privacy Policy is governed by the laws of the Province of Alberta and the federal laws of Canada. MapleDrive is a Delaware-registered company operating in Canada, and any disputes shall be resolved in accordance with applicable Canadian law.

14. Contact Us

For questions, concerns, or privacy-related requests, please contact: privacy@mapledrive.ca